Artikel

Default Cover for Regulasi Perbankan Syariah: Studi Komparatif Antara Malaysia Dan Indonesia
Volume 16, Issue 1 (2014)
Regulasi Perbankan Syariah: Studi Komparatif Antara Malaysia Dan Indonesia
Affiliation Details
  • M. Shabri Abd. Majid: Ketua Program Studi Ekonomi Islam, Fakultas Ekonomi, Universitas Syiah Kuala (Unsyiah), Darussalam, Banda Aceh, 23111, Indonesia.
, Pages: 231 - 254 , DOI: 10.22373/jms.v16i1.1758

Abstract

Regulation plays a pivotal role in the development and sustainability of the Islamic banks w o r l d w i d e a s i t
lays do wn the foundation on which the mechanics of the I slamic banking industr y. This study attempts to comparatively evaluate the regulations of Islamic banking in Malaysia and its neighbouring country, Indonesia. The study also assesses the extent to which the differences in regulations have contributed to the emergence and development of Islamic banks in the countries. The study found that the Islamic banking legal frameworks have significantly and positively affected the development of Islamic banking industry. The Islamic banking industry in Malaysia has developed more rapidly as compared the Islamic banks in Indonesia. This is due partly to the more comprehensives of the Islamic banking regulations enacted in Malaysia compared to Indonesia. This implies that to develop and ensure the sustainability of the Islamic banking industry more rapidly in Indonesia, the government has to enact the sound Islamic banking-related regulations.

64

TOTAL VIEWS

7

DOWNLOADS

ALTMETRICS

References

Abd. Majid, M.S., and Mohd. Yusof, 2007. What motivate Malaysians to deposit their funds in Islamic banks? NewHorizon. United Kingdom: Institute of Islamic Banking and Insurance (IIBI)

Abd. Majid, M.S., 2009. Memperkasakan Bank Islam Demi Manfaat Semua, dalam Berita Harian Singapura, 3 Februari 2009.

Abd. Majid, M.S., 2009. Mendongkrak Perbankan Syari’ah, dalam Serambi

Indonesia, 25 Mei 2009.

Kassim, S.H., and Abd. Majid, M.S., 2010. Impact of financial shocks on Islamic banks: Malaysian evidence during 1997 and 2007 financial crises. International Journal of Islamic and Middle Eastern Finance and Management, Vol. 3, No. 4, h. 291-305.

Abd. Majid, M.S. and Amri, 2010. Perbankan syariah di Indonesia: Antara tantangan dan harapan, Jurnal Perspektif Manajemen dan Perbankan, Vol.

, No. 2, h. 34-43.

Anshori, A. S., 2008. Sejarah Perkembangan Hukum Perbankan Syariah di Indonesia dan Implikasinya bagi Praktik Perbankan Nasional, La Riba: Jurnal Ekonomi Islam, Vol. II, No. 2, h. 159-172.

Bank Islam Malaysia Berhad, 1994. Islamic Banking Practice from Practitioner’s

Perspective, Kuala Lumpur.

Bank Negara Malaysia: Laporan, 2010-2011.

Banking and Financial Institutions Act (BAFIA), 1989. Biro Pusat Statistik Indonesia: Laporan, 2010-2011.

Boediono. (2005). “Kebijakan Fiskal: Sekarang dan Selanjutnyaâ€, dalam Hadi Soesastro (ed), Pemikiran dan Permasalahan Ekonomi di Indonesia dalam Setengah Abad Terakhir. Jakarta: Kanisius & Ikatan Sarjana Ekonomi Indonesia.

Central Bank Act (CBA), 1958. Companies Act, 1965. Guidelines on Skim Perbankan Tanpa Faedah (SPTF), 1993. Islamic Banking Act (IBA), 1983.

Khan, M. 2008. Islamic Banking and Finance: On Its Way to Globalization,

Managerial Finance, Vol. 34, No. 10, h. 708-725.

Maysami, Ramin, Cooper, One Country, Two Systems: Banking in Malaysia,

Journal of International Banking Law, Vol. 13, No. 7, h. 1998.

Nasution, Anwar. 1983. Financial Institutions and Policies in Indonesia. Singapore: Institute of Southeast Asian Studies (ISEAS).

Peraturan Bank Indonesia No 8/3/PBI/2006 Tentang Perubahan Kegiatan Usaha Bank Umum Konvensional Menjadi Bank Umum yang Melaksanakan Kegiatan Usaha Berdasarkan Prinsip Syariah dan Pembukaan Kantor Bank Yang Melaksanakan Kegiatan Usaha Berdasarkan Prinsip Syariah oleh Bank Umum Konvensional.

Peraturan Bank Indonesia No. 6/24/PBI/2004 tentang Bank Umum y a n g Melaksanakan Kegiatan Usaha Berdasarkan Prinsip Syariah sebagaimana diubah dengan PBI No. 7/35/PBI/2005.

Peraturan Bank Indonesia No. 7/46/PBI/2005 tentang Akad Penghimpunan dan Penyaluran Dana Bagi Bank yang Melaksanakan Kegiatan Usaha Berdasarkan Prinsip Syariah.

Surat Edaran Gubernur Bank Indonesia No. 8/19/DPBS. Perihal: Pedoman Pengawasan Syariah dan Tata Cara Pelaporan Hasil Pengawasan bagi Dewan Pengawas Syariah.

Triyanta, A. (2009). Implementasi Kepatuhan Syariah dalam Perbankan Islam (Syariah): Studi Perbandingan antara Malaysia dan Indonesia, Jurnal Hukum, Vol. 16, h. 209 -228.

Triyanta, A., 2011. Legal Adjustment: A Strategic Step for Boosting Sustainable Development of Islamic Banking: A Comparative Overview towards Malaysia, Indonesia, and Singapore, Makalah dipersentasikan di the 8th International Conference on Islamic Economics and Finance - Sustainable Growth and Inclusive Economic Development from an Islamic Perspective. Doha-Qatar, Desember 19 - 21.

Undang-Undang No. 21 Tahun 2008 tentang Perbankan Syariah Undang-Undang No. 23 Tahun 1999 tentang Bank Indonesia. Vatikan Osservatore Romano, 3 Maret 2009.