“Deemed Consent in Islamic Banking from Contract Law Perspective: A Sharia Analysis”. Samarah: Jurnal Hukum Keluarga dan Hukum Islam 8, no. 1 (January 13, 2024): 39–61. Accessed July 7, 2025. https://jurnal.ar-raniry.ac.id/index.php/samarah/article/view/16305.