ANALISIS METODE PENYELESAIAN PEMBIAYAAN MURABAHAH BERMASALAH PADA PT. BANK ACEH SYARIAH KCP LABUHAN HAJI
DOI:
https://doi.org/10.22373/jihbiz.v4i2.17087Keywords:
Murabahah Financing, Non-Performing Murabahah, Non-Performing Financing SettlementAbstract
Non-performing financing is one of the major risks faced by banks. The larger the non-performing financing, the worse it will be on the soundness of bank liquidity. This research is a qualitative research. The method used in this study is a descriptive qualitative method of analysis with a field approach through interviews and documentation. The results of the study explain that the factors that cause problematic murabahah financing consist of internal factors, namely bank management errors and external factors, namely mistakes from financing customers. The methods used to resolve problematic murabahah financing are mentoring, financing restructuring, foreclosure of collateral, and execution of guaranteesReferences
Antonio, Muhammad Syafi’i. (2013). Bank Syariah dari Teori ke Praktik. Jakarta: Gema Insani Press.
Ascarya. (2013). Akad dan Produk Bank Syariah. Jakarta: Rajawali Pers. Bank Aceh Syariah. (2019). Buku Pedoman Perusahaan Kebijakan Pembiayaan Bank Aceh Syariah.
Bank Aceh Syariah. (2019). SOP Pemberian Keringanan Kewajiban Atas Pembiayaan Bermasalah.
Djamil, Faturrahman. (2013). Penyelesaian Pembiayaan Bermasalah di Bank Syariah. Jakarta: Sinar Grafika.
Firdaus. (2015). Pengaruh Faktor Internal dan Eksternal yang Mempengaruhi Pembiayaan Bermasalah pada Bank Umum Syariah di Indonesia. Universitas Brawijaya. 03(1).
Ismail. (2014). Perbankan Syariah. Jakarta: Kencana.
Nazir, Mohammad. (2015). Metode Penelitian. Jakarta: Ghalia Indonesia. Rivai, Veithzal. (2013). Islamic Banking: Sistem Bank Islam Bukan Hanya Solusi Menghadapi Berbagai Persoalan Perbankan dan Ekonomi Global. Jakarta: Bumi Aksara.
Saleha, Sitti. (2018). Penanganan Pembiayaan Bermasalah pada Bank Syariah. Jurnal Hukum Ekonomi Syariah, 02(2).
Sugiono. (2015). Metode Penelitian Kuantitatif, Kualitatif dan R&D. Bandung: Alfabeta.
Sumardi. (2011). Metodologi Penelitian. Jakarta: PT. Raja Grafindo Persada.
Suwartono. (2014). Dasar-Dasar Metodelogi Penelitian. Yogyakarta: CV. Andi Offset.
Turmudi, Muhammad. (2016). Manajemen Penyelesaian Pembiayaan Bermasalah Pada Lembaga Perbankan Syariah. Jurnal Studi Ekonomi dan Bisnis Islam, 01(1).
Wangsawidjaja. (2012). Pembiayaan Bank Syariah. Jakarta: PT. Gramedia Pustaka. www.bankaceh.co.id/, Penyaluran Dana. Diakses melalui situs: http://www.bankaceh.co.id/?page_id=498 pada tanggal 2 Desember 2020.
Yanis, Ahmad Samhan. (2015). Faktor-Faktor yang Mempengaruhi Murabahah pada Perbankan Syariah di Indonesia. Jurnal Ilmu dan Riset Akuntansi, 04(8).
Zulfikri, Ari. (2019). Strategi Penyelamatan Pembiayaan Bermasalah pada Pembiayaan Murabahah Bank BNI Syariah Cabang Bogor. Journal of Islamic Economics and Banking, 01(1).
Downloads
Published
Issue
Section
License
Jihbiz : Global Journal of Islamic Banking and Finance Education uses license CC-BY-SA or an equivalent license as the optimal license for the publication, distribution, use, and reuse of scholarly works. This license permits anyone to compose, repair, and make derivative creation even for commercial purposes, as long as appropriate credit and proper acknowledgement to the original publication from Jihbiz : Global Journal of Islamic Banking and Finance is made to allow users to trace back to the original manuscript and author. Readers are also granted full access to read and download the published manuscripts, reprint and distribute the manuscript in any medium or format.
