PENERAPAN GREEN BANKING DI LINGKUNGAN BANK MUAMALAT INDONESIA
Abstract
The increasing competition of business or industry makes the behavior of businessmen ignore the natural environment. This causes the emergence of seriousness from the corporate world to increasingly involve themselves in activities that can create a positive impact on social and natural environment. In addition to carry out its function as an intermediary institution, the banking industry is also currently required to be involved in suppressing environmental damage because it is considered necessary to adapt interdepedensially to the environment called Green Banking. This research aims to find out how to implement green banking in Bank Muamalat Indonesia environment. This research used qualitative method by impelementing descriptive analysis using secondary data. The results showed that there are two main green banking programs implemented by Bank Muamalat Indonesia, the distribution of environment friendly financing and environment friendly operational activities, respectively.
Keywords
Full Text:
PDFReferences
Ali, Q., & Parveen, S. (2018). Islamic Bankers Green Behaviours and Its Impact on Green Banking Growth. Asia Proceedings of Social Sciences, 1(4), 80–84.
Andreas Lako. (2014). Green Economy: Menghijaukan Ekonomi, Bisnis dan Akuntansi. Jakarta: Erlangga.
Arumugam, D., & Chirute, T. (2018). Factors Determining The Adoption of Green Banking Amongst Commercial Banks in Malaysia. Electronic Journal of Business & Management, 2(3), 50–62.
Bank Muamalat Indonesia. Laporan Keberlanjutan Tahun 2017.
Bank Muamalat Indonesia. Laporan Keberlanjutan Tahun 2018.
Bank Muamalat Indonesia. Laporan Keberlanjutan Tahun 2019.
Bank Muamalat Indonesia. Laporan Keberlanjutan Tahun 2020.
Bukhari, S. A. A., Hashim, F., Amran, A. Bin, & Hyder, K. (2020). Green Banking and Islam: Two Sides of the Same Coin. Journal of Islamic Marketing, 11(4), 977–1000.
Chen, J., Siddik, A. B., Zheng, G. W., Masukujjaman, M., & Bekhzod, S. (2022). The Effect of Green Banking Practices on Banks’ Environmental Performance and Green Financing: An Empirical Study. Energies, 15(4), 1–22.
Chitra, V., & Gokilavani, R. (2020). Green Banking trends: Customer knowledge and awareness in India. Shanlax International Journal of Management, 8(01), 54–60.
Fad, M. F. (2021). Revitalization of Fiqh Al-Bi’ah in the Implementation of Green Banking for Islamic Bank. Journal of Islamic Economics Lariba, 6(1), 11–24.
Ghosh, S. K., Ghosh, P. K., & Chowdhury, S. (2018). Essential of Central Bank’s Regulatory Policy to Strengthen Green Banking Practice and Reporting in a Country. Asian Journal of Finance & Accounting, 10(2), 133–150.
Gupta, J. (2015). Role Of Green Banking in Environment Sustainability-A Study of Selected Commercial Banks in Himachal Pradesh. International Journal of Multidisciplinary Research and Development, 2(8), 349–353.
Hayati, N., Yulianto, E., & Safdinal. (2020). Peranan Keuangan Berkelanjutan Pada Industri Perbankan Dalam Mendukung Sustainable Development Goals. Jurnal Akuntansi Bisnis Dan Ekonomi, 6(1), 173–190.
Hossain, A. (2020). The Effects of Green Banking Practices on Financial Performance of Listed Banking Companies in Bangladesh. Canadian Journal of Business and Information Studies, 2(6), 120–128.
Hossain, M. S., & Kalince, M. T. A. (2014). Green banking nexus banks’ performance. Swiss Journal of Research in Business and Social Science, 1(3), 1–16.
Ireen Akhter, Shakila Yasmin, N. F. (2021). Green Banking Practices and Its Implication on Financial Performance of The Commercial Bank in Bangladesh. Journal Of Business Administration, 42(1), 1-23.
Islam, S., & Hasan, M. (2015). Reasons Behind The Practices of Green Banking by Commercial Banks: A Case Study on Bangladesh. European Journal of Business and Management, 7(22), 51–60.
Javeria, A., Siddiqui, S. H., & Rasheed, R. (2019). Towards Green Banking in Pakistan: Problems, Players and Prospects. Pakistan Journal of Social Sciences (PJSS), 39(2).
Kunhibava, S., Ling, S. T. Y., Rahman, N. F. A., & Ruslan, M. K. (2019). Green Banking Frameworks in Asia With An In-Depth Focus on Bangladesh and China. Asia Pacific Journal of Environmental Law, 22(1), 93–116.
Kurian, J. (2022). A Study on Customer’s Knowledge, Awareness and Perception (KAP) Regarding Green Bbanking. International Journal of Research in Engineering, Science and Management, 5(2), 97–99.
Lilik Handajani, Ahmad Rifai, L. H. H. (2019). Kajian Tentang Inisiasi Praktik Green Banking Pada Bank BUMN. Jurnal Economia, 15(1), 1–16.
Lymperopoulos, C., Chaniotakis, I. E., & Soureli, M. (2012). A Model of Green Bank Marketing. Journal of Financial Services Marketing, 17(2), 177–186.
Miah, M. D., Rahman, S. M., & Mamoon, M. (2021). Green Banking: The Case of Commercial Banking Sector in Oman. Environment, Development and Sustainability, 23(2), 2681–2697.
Mozib Lalon, R. (2015). Green Banking: Going Green. International Journal of Economics, Finance and Management Sciences, 3(1), 34.
Nasution, R. (2018). Synergy and Optimization of Sharia Banking Green Banking in Realizing Suistainable Finance. EKONOMIKAWAN: Jurnal Ilmu Ekonomi dan Studi Pembangunan, 18(1), 33–52
Nath, V., Nayak, N., & Goel, A. (2014). Green Banking Practices–A Review. IMPACT: International Journal of Research in Business Management (IMPACT: IJRBM) Vol, 2, 45–62.
Nisha, N. (2020). Can Central Bank Survive the Green Banking Revolution?: A Case of Bangladesh Bank. International Journal of Asian Business and Information Management (IJABIM), 11(3), 45–64.
Nurmalia, G., Kurniawan, M. & Zuliansyah. (2021). Green Banking dan Rasio Kecukupan Modal Mempengaruhi Pertumbuhan Laba Bank Umum Syariah di Indonesia. Jurnal Ilmiah Keuangan dan Perbankan, 4(2), 173–187.
Pipit Rosita Andarsari, Y. F. (2020). Penerapan Praktik Green Banking Pada Bank. Jurnal EKSEKUTIF, 17(2), 233–246.
Prabhu, G. N., & Aithal, P. S. (2021). A Review-Based Research Agenda on Green Banking Service Practices through Green CSR Activities. International Journal of Management, Technology and Social Sciences (IJMTS), 6(2), 204–230.
Rachman, A. A., & Saudi, M. H. (2021). Green Banking and Profitability (Banks Registered on The Sri-Kehati Index in Indonesia Stock Exchange 2015-2019). Turkish Journal of Computer and Mathematics Education, 12(8), 473–486.
Rajput, N., Khatter, K., & Chopra, K. (2019). Study of Green Banking in Environment Sustainability-Role of Indian Banks. Global Journal of Enterprise Information System, 11(3), 44–50.
Rehman, A., Ullah, I., Afridi, F. E. A., Ullah, Z., Zeeshan, M., Hussain, A., & Rahman, H. U. (2021). Adoption of Green Banking Practices and Environmental Performance in Pakistan: A Demonstration of Structural Equation Modelling. Environment, Development and Sustainability, 23(9), 13200–13220
Risal, N., & Joshi, S. K. (2018). Measuring green banking practices on bank’s environmental performance: Empirical evidence from Kathmandu valley. Journal of Business and Social Sciences, 2(1), 44–56.
Rukajat, A. (2018). Pendekatan Penelitian Kuantitatif: Quantitative Research Approach. Yogyakarta: Deepublish.
Safitri, R., Hartiwiningsih, H., & Purwadi, H. (2019). The Role of Law On the Implementation of Green Banking in Indonesia. Jurnal Cita Hukum, 7(1), 116–138.
Sharif, J., & Sarker, N. (2013). Green Banking Practices by the Commercial Banks in Bangladesh: Emphasis on The Policy Guidelines of Phase I. Journal of Banking & Finanancial Servies, 7, 1–2.
Sharma, M., & Choubey, A. (2022). Green Banking Initiatives: A Qualitative Study on Indian Banking Sector. Environment, Development and Sustainability, 24(1), 293–319.
Siyoto, S., & Sodik, M. A. (2015). Dasar Metodologi Penelitian. Yogyakarta: Literasi Media Publishing.
Solekah, N. A. (2019). The Effect of Green Banking Product and Green Corporate Image on Green Customers Loyality in Green Customers Satisfaction Syariah Banking Mediation. Management and Economics Journal (MEC-J), 3(1), 81–94.
Subhasri, R., & Shyamala, K. (2021). Contemporary Banking Scenario: Bankers’ Perspective on Green Banking. Annals of the Romanian Society for Cell Biology, 25(6), 13092–13101.
Sudhalaksmi, C. (2014). Green Banking Practices in Green Banking Practices in Indian. International Journal of Management and Commerce Innovations, 2(1), 232–235.
Sultana, F., Dutta, S., & Khair, M. B. (2021). Green Banking and Customers’ Satisfaction: A Case Study on the City Bank Limited of Bangladesh. International Journal Science Res. in Multidisciplinary Studies, Vol, 7(2).
Trott, S. (2020). The Impact of Green Banking Initiatives on Green Brand Equity of Banks in India. International Journal of Business Forecasting and Marketing Intelligence, 6(2), 79–98.
Vijayakumar, R., & Shashikumar, D. C. N. (2021). Green Banking Services: Customers Perception Towards Business Sustainability During COVID 19. Elementary Education Online, 20(1), 3429–3435.
Widyaningrum, R. A. (2020). Analisis Penerapan Green Banking Pada BRI Syariah Kantor Cabang (KC) Madiun. Skripsi.
Wijayanti, S. H., Candrayani, A., Hendarwati, I. E. S., & Agustinus, J. W. (2013). Bahasa Indonesia: Penulisan dan Penyajian Karya Ilmiah. Jakarta: Rajagrafindo Persada.
Zhang, X., Wang, Z., Zhong, X., Yang, S., & Siddik, A. B. (2022). Do Green Banking Activities Improve the Banks’ Environmental Performance? The Mediating Effect of Green Financing. Sustainability, 14(2), 989.
DOI: http://dx.doi.org/10.22373/jihbiz.v5i1.17195
Refbacks
- There are currently no refbacks.
Copyright (c) 2023 Desma Ria, Muhammad Iqbal Fasa, Suharto Suharto, Adib Fachri
This work is licensed under a Creative Commons Attribution-ShareAlike 4.0 International License.
Jihbiz: Global Journal of Islamic Banking and Finance
Program Studi Perbankan Syariah - Fakultas Ekonomi dan Bisnis Islam UIN Ar-Raniry Banda Aceh
Jln. Syaikh Abdur Rauf Banda Aceh 23111, Aceh, Indonesia
Contact jihbiz@ar-raniry.ac.id
Jihbiz: Global Journal of Islamic Banking and Finance is licensed under a Creative Commons Attribution 4.0 International License.
Membership:
